About us

Our History

Thanachart Insurance Public Company Limited is a leading non-life insurance provider in Thailand. The company was established on October 7, 1997, in accordance with government policy to prepare the country for the liberalization of the insurance industry. It was granted a license to operate all types of non-life insurance with an initial fully paid-up registered capital of 300 million baht.

Currently, as a member of the Thanachart Group, the company provides a comprehensive range of non-life insurance services. It consistently ranks among the top 10 non-life insurers in the country and holds a prestigious top 5 position in the Thai motor insurance market.

Financial Strength & Stability

The company maintains an exceptionally strong financial position and high liquidity, featuring:

Registered Capital: 4,930 million baht (fully paid-up), consisting of 493 million ordinary shares at a par value of 10 baht per share.

Capital Adequacy Ratio (CAR): As of December 2025, the ratio stood at 537.7%, significantly higher than the 140% minimum requirement set by the Office of Insurance Commission (OIC).

Credit Rating: Rated AA- (Stable) by TRIS Rating (as of December 2025).

Service Philosophy & Distribution

Thanachart Insurance is committed to delivering innovative insurance products and services through a Customer-Centric approach. To ensure maximum accessibility, the company utilizes a diverse range of distribution channels, including:

        - Brokers

        - Bancassurance (Banking partners)

        - E-commerce

        - Telemarketing

        - Direct Walk-ins

With an extensive network of branches and service centers covering key provinces across every region of Thailand, the company is dedicated to providing the best possible care and experience for its customers.

Target

The company emphasizes and is committed to provision of the best services for customers and initiation of new standards for the Thai non-life insurance business.

Vision & Missions

Vision

To become a leading non-life insurance provider for retail customers by leveraging technology and data analytics to deliver tailored protection that meets customers’ needs, while creating maximum value for customers, employees, business partners, society, and shareholders.

Mission

-  To lead in motor insurance underwriting by driving growth through innovative motor insurance products and establishing Thanachart Insurance (TNI) as the number one brand in customers’ minds for motor insurance.

-  To deliver exceptional customer experiences by leveraging innovation, technology, and digital solutions to create seamless and impressive service across all touchpoints, including the head office, branches, Meet & Care service points, and on-site incident services.

-  To create value for each customer segment by providing services aligned with customer behaviors and data-driven insights, enhancing renewal processes through customer experience integration, and strengthening trust and brand loyalty toward Thanachart Insurance.

-  To be a performance-driven organization by fostering a culture of collaboration, customer-centricity, and innovation, while continuously developing and empowering employees.

- To continuously develop organizational capabilities and human capital by fostering innovation and enabling employees to work seamlessly with technology to maximize organizational efficiency